I am worried about managing or getting into debt

If your baby is in hospital, it can have a sudden impact on your finances. You may already have existing debt that is suddenly more difficult to manage, or find yourself getting into debt because of the pressure on your finances. Find out more below.

Or take a step back to I need help with feeling worried about my finances.

What can I do to manage debt whilst my baby is in hospital?

We understand how hard it is when your baby is in hospital. You will most likely be experiencing a range of emotions and stress. And this can make it really challenging to manage your finances. It's really important to be kind to yourself and understand the stressful situation you are in.

StepChange charity have useful information on how to make a budget as well as a free budget template that you might find helpful. If you need help with debt, they also provide free advice through a helpline you can call on 0800 138 1111 or a 24/7 online debt advice service.

Talking to someone about your money and debt worries

Everyone's situation is different and talking about debt and money can feel really personal. But often it's a good idea to share your situation with someone. This might be a friend, a member of your family, or it could be from a debt advice charity or organisation.

Talking to someone can help you identify a plan to manage your debt and allow you to focus your time and energy on being with your baby.

You might want to seek professional advice and we've listed some options below.

We understand that for some people it wouldn't feel appropriate to talk about your finances with someone you don't know. You could also talk to a trusted friend or family member, or it may be that a member of your local community such as through a faith group provides a good listening ear.

Do you need help with something else?